Weekly Business Intelligence for Trades Professionals

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Money
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Stack Earns delivers practical financial strategies, job costing tools, and business insights built specifically for HVAC, plumbing, electrical, and remodeling contractors.

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About Stack Earns

Business Tools Built by People Who Understand the Trades

Stack Earns is a publishing company focused on one thing: helping trades and home service business owners run more profitable operations. We publish a weekly newsletter and sell practical digital tools — spreadsheets, calculators, and guides — designed for the realities of running an HVAC, plumbing, electrical, or remodeling business.

Our content covers job costing, overhead recovery, pricing strategy, cash flow management, and the business fundamentals that trade schools don't teach. Every issue is written for business owners, not accountants.

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Financial Calculators

Job profit calculators, hourly rate tools, and overhead trackers built as Excel and Google Sheets templates.

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Weekly Newsletter

Every Tuesday — one actionable financial insight, one tool recommendation, and one business strategy for trades pros.

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Trades-Specific Focus

HVAC, plumbing, electrical, and remodeling. We don't cover general business — we cover your business.

Stack Earns newsletter
FREE
Every Tuesday
The Newsletter

Stack Earns: Trades

A free weekly newsletter for trades and home service business owners. Every Tuesday morning, get one financial insight, one tool recommendation, and one strategy you can use in your business that week.

Pricing strategies that protect your margins
Job costing methods that reveal true profitability
Cash flow tactics for seasonal businesses
Tool and software recommendations for field service ops
Tax and overhead management for contractors
Subscribe — It's Free
Digital Tools

Tools That Pay for Themselves on the First Job

Trades Business Profit Calculator
Featured Tool

Trades Business Profit Calculator

A complete Excel and Google Sheets workbook for trades business owners. Calculate true job profitability, find your minimum billable rate, track monthly overhead, and plan annual revenue goals — all in one tool.

5-tab workbook: Job Profit, Hourly Rate, Overhead, Revenue Planning
Works in Excel and Google Sheets
Pre-built formulas — just enter your numbers
Includes HVAC, plumbing, electrical, and remodeling examples

One-time purchase. Instant download. 30-day money-back guarantee.

What We Cover

The Business Side of Trades That Nobody Teaches

01
Pricing & Margins

How to price jobs so you actually make money after labor, materials, and overhead.

02
Job Costing

Track real costs vs. estimates to know which jobs are profitable and which are losing you money.

03
Cash Flow

Seasonal cash flow management strategies for trades businesses with uneven revenue cycles.

04
Overhead Recovery

Calculate your true overhead rate and make sure every job contributes to covering fixed costs.

05
Business Software

Reviews and comparisons of field service management, estimating, and accounting tools.

06
Growth Strategy

When and how to hire, expand service areas, add revenue streams, and scale operations.

Latest Issue

What's in This Week's Issue

Issue #1 — Mar 17, 2026

The Pricing Mistake That's Quietly Costing Your Trades Business Thousands

Most contractors underprice by 20–40%. Not because they don't know their material costs — but because they forget to account for overhead, unbillable hours, and the real cost of running a business. This issue breaks down the loaded labour rate calculation that fixes it.

Strategy
What's Inside
Math
Why your hourly rate is probably wrong — and the formula to fix it
Tool Pick
The loaded labour rate calculation: materials + labour + overhead ÷ billable hours
Action Step
Jobber — field service management software built for trades businesses
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Every Tuesday, a free issue lands in your inbox. No fluff, no generic advice — just practical financial intelligence for HVAC, plumbing, electrical, and remodeling business owners.

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