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Every issue of Stack Earns: Trades — practical financial intelligence for HVAC, plumbing, electrical, and remodeling business owners. Published every Tuesday.

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#04
Apr 7, 2026
Growth StrategyHiring
Scheduled

The hiring math that most contractors get completely backwards

Most trades business owners calculate the cost of hiring wrong — they look at the wage and stop there. This issue breaks down the true fully-loaded cost of an employee and the revenue threshold you need to hit before the hire makes sense.

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#03
Mar 31, 2026
PricingRecurring Revenue
Scheduled

The maintenance agreement math nobody shows you

Maintenance agreements look like easy recurring revenue — but most contractors price them without accounting for the true cost of the visit, the call-back risk, or the opportunity cost of a locked-in rate. Here's the math that changes how you think about them.

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#02
Mar 24, 2026
Cash FlowHVAC
Scheduled

The $47,000 mistake most HVAC owners make in year two

Year two is when most HVAC businesses hit a wall. Revenue is up, but cash is tight, margins are shrinking, and the owner is working more hours than ever. This issue diagnoses the most common financial mistake and the fix that turns it around.

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#01
Mar 17, 2026
PricingOverhead
Published

The pricing mistake that's quietly costing your trades business thousands

Most contractors underprice by 20–40% — not because they don't know their material costs, but because they forget to account for overhead, unbillable hours, and the real cost of running a business. This issue breaks down the loaded labour rate calculation that fixes it.

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